Powered by Nomi · 20+ insurers

Every insurer, compared in one conversation.

IPMIcompare is a free comparison site for international private medical insurance: Nomi, our AI assistant, quotes 20+ insurers live, ranks every plan on real price and explains the cover in plain English. No forms, no jargon — just the right plan, fast.

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★ Best price
Budget
IMG Global · GPMI
$1,208 /yr
Worldwide excl. USA
Limit: $2,000,000
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✗ Not included
Maternity✗ Not included
Get this plan →
Standard
Cigna Global · Silver
$1,612 /yr
Worldwide excl. USA
Limit: $1,500,000
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✓ Included
Maternity✗ Not included
Get this plan →
Premium
Allianz Care · Care Plan
$1,890 /yr
Worldwide excl. USA
Limit: Unlimited
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✓ Included
Maternity✓ Included
Get this plan →
Comparing the market from + 20 more insurers
What you walk away with

Better cover, for less — without the hassle.

$9k+

You stop overpaying

The same cover can cost $1,208 or over $10,000. Nomi puts you at the low end — not the high end one broker happens to sell.

~60s

You decide in minutes

No forms, no five browser tabs, no phone tag. One short conversation and the whole market is ranked in front of you.

355,000

You miss nothing

Nomi compares 355,000 plan variations across 20+ insurers — every tier, excess and area — in seconds. No human could.

Meet Nomi

Not a quote form. An expert you talk to.

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Quotes the whole market

20+ insurers, live, ranked.

Compares side by side

"Compare Cigna and Allianz."

Recommends for you

Picks the best fit, explains why.

Lowers your price

Adjust the excess, go regional.

Sends it to you

Email or WhatsApp, instantly.

Hands you to a broker

Book a regulated-adviser call.

See your number in under a minute.

Free, no obligation — just tell Nomi where you live.

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What our clients say

People behind the comparisons, there when it matters.

IPMIcompare is run by Cogotec, the broker founded by Mo. These are clients in their own words.

I have been a client for four years. Mo has been super helpful, first in choosing the right plan, then in helping me with claims, and most importantly in being there when I need him.

Greg V.Client for four years

We were at the hospital with my son after an accident and the hospital was insisting that we pay first. We messaged Mo at 7pm on a Saturday and he made sure the insurer and the hospital were communicating, so we did not have to pay first.

Rachel P.Family client

I met Mo several years ago and my family and my business have been clients ever since. There have been issues, mainly with the insurer, but Mo has always been there to solve them.

Riaz P.Family and business client

Read more client stories

Also comparing internationally: IPMIAsia · IPMIBenefits · IPMIEMEA
IPMIcompare is a trading name of Cogotec Ltd (registered in Hong Kong, company no. 3185512). Premiums are indicative and may vary at underwriting. The information on this site is provided in good faith and for general guidance only; while we work to keep it accurate, it may contain errors and should not be relied on as advice. For advice on your situation, speak to one of our registered brokers. © 2026 IPMIcompare.